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57Interest Rates And Home Loans
South African residents have been reeling over interest rates and home loans. They have seen rates shoot from 700 points to about 1,100 points with the SARB. It was caused, naturally, by unfavorable economic...
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56The offer to purchase
With respect to real estate sales, a proposal to Purchase is the acknowledgment influenced by the buyer and approved by the seller. All the terms and conditions are included in it which applies to the total...
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58Getting a Mortgage
Today, with the world market that has not yet recovered fully from the sickness of recession that it experienced, lenders are becoming pickier in the applications that they approve. If you are a regular...
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66NCA And Your Home Loan
The national credit act that was implemented on June 1st of last year was accepted with doubts. And as the first anniversary of its enactment approaches the shadow of doubt still manifests. Its effect on...
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64Entering The Property Market
Everyone knows that investing in real estate can make you a very wealthy person. Most also know that you have to possess the capital, will, knowledge of the market, and courage to accept risk—that is, if you...
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58About the mortgage loan
You have heard of the word mortgage back when you were in your highschool. You heard your parents talk about it and believe that this has something to do with money. But now that you are old, have your own...
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66Getting Commercial Property Finance
Many factors have to be considered by a financial institution before they can approve a loan for your business start up capital or for an existing business expansion that you don’t have sufficient funds to...
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61Applying For Your First Home Loan
Trying to get on the property ladder is extremely difficult and as the time passes by, it is becoming more difficult. Those who are trying to purchase a home for the first time there are many things that they have to keep in mind as they might have...
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64The Repo Rate
The Repo Rate or what is now called the Official Bank Rate is the bank rate at which financial institutions can securely borrow money from their own governments. This helps banks stay in business even during...
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61Subject to sale
The term ‘subject to sale’ refers to when a buyer makes a proposal to purchase a certain property of which is determined by the ability of them to initially see a property. Usually, an amount of time is given such as sixty days where the...
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